Overall obligations and you can borrowing from the bank blend. The brand new FICO credit rating system is likely to like users with quite a few borrowing levels, and you can a variety of revolving borrowing from the bank (membership including playing cards, you to definitely borrowing from the bank within this a particular credit limit) and you can cost borrowing from the bank (finance such mortgage loans and you can car loans, which have a flat quantity of repaired monthly premiums). (more…)